I have often wanted a credit card for convenience but resisted as I did not want to be in debt..a thing to easy to happen with credit.
A friend told me about Visa Bopo Cards. They are prepaid. I applied at the local Newspower Newsagent and had the choice to purchase either a $15.00 standard card or $25 card where I could download my own picture of choice.
I chose the standard but could chose a pink one for breast cancer where Bopo donate $5 from my purchase to the Australian Breast Cancer foundation. I hopped online, filled out all the bits and pieces and within a week received my card!!
I can load it at the newsagent with my money and can now use it as a normal Visa card. ( there are some fees but very reasonable I think compared to the interest rates that I would incur if I didn't pay my purchases off in the month.)
I can only spend what I have on it and its great !!
I am going to get one for Nic for emergencies and leave $50.00 on it. I think it will be very handy.
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4 comments:
Hello lil harry,
Sound like a wonderful idea those cards. I bet many people could use those much cheaper than most other cards......great idea of having to have money first.
Take care,
Margaret
sounds like a good idea. similar to one i found out about at the bank recently. been looking for something like this for overseas friend. always very expensive to send money overseas. i will look into this one. sound good for your needs. Fran :)
HI! Anz bank have one similar..but I think you can still access some credit on it??
Its just good knowing I have a 'Visa' card as many things can only be paid with credit cards!!
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